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Understanding the Fortified Roof Program in Louisiana: A Step Toward Stronger, Safer Homes

Louisiana is no stranger to extreme weather events, from hurricanes to heavy rains. In response to the increasing frequency and intensity of these storms, the state has implemented the Fortified Roof Program to help homeowners enhance the resilience of their properties. If you’re a homeowner in Louisiana, this program offers a valuable opportunity to protect your home from storm damage while potentially reducing your insurance premiums.

What is the Fortified Roof Program?

The Fortified Roof Program is a building standard developed by the Insurance Institute for Business & Home Safety (IBHS). It focuses on strengthening a home’s roof, which is often the most vulnerable part of a building during severe storms. The program outlines specific upgrades to roofing materials, installation practices, and other structural improvements designed to help roofs withstand high winds, heavy rain, and flying debris.


There are three levels of the Fortified designation: Fortified Roof, Fortified Silver, and Fortified Gold. Each level offers increasing levels of protection, with Fortified Roof being the most basic and affordable option.


Why Louisiana Needs Fortified Roofs

Louisiana’s geographic location makes it one of the most hurricane-prone states in the U.S. The damage from these storms can be catastrophic, causing not only financial losses but also long-term displacement for families. With the Fortified Roof Program, homeowners can take a proactive step toward minimizing storm damage, ensuring that their homes are more likely to remain intact during severe weather events.


Benefits of the Fortified Roof Program

  1. Enhanced Protection: A fortified roof can help prevent costly damage to your home by reducing the likelihood of water intrusion and roof failure during a storm.

  2. Insurance Discounts: Many insurance companies in Louisiana offer premium discounts to homeowners who upgrade their roofs to meet Fortified standards. This can result in significant long-term savings.

  3. Increased Home Value: Homes with Fortified roofs may have higher resale value, as potential buyers recognize the benefits of enhanced protection and lower insurance costs.

  4. Peace of Mind: Knowing that your roof is better equipped to withstand storms can provide peace of mind, especially during hurricane season.


How to Get a Fortified Roof

If you’re considering upgrading your roof to meet Fortified standards, here are the steps to follow:

  1. Hire a Certified Contractor: The first step is to hire a contractor who is certified by IBHS to install Fortified roofs. These contractors have undergone specific training and understand the requirements of the program.

  2. Select the Right Level: Based on your budget and needs, decide whether to go with Fortified Roof, Silver, or Gold. Your contractor can help you choose the best option for your home.

  3. Inspection and Certification: Once your roof upgrade is complete, an inspector will certify that the installation meets the Fortified standards. After certification, you’ll be eligible for potential insurance discounts.


Funding Assistance for Homeowners

Louisiana has recognized the importance of making the Fortified Roof Program accessible to homeowners. In some cases, there are grants or low-interest loans available to help cover the costs of upgrading to a Fortified roof. It’s worth exploring any financial assistance programs offered by the state or local governments to help make this important investment more affordable.


Final Thoughts

The Fortified Roof Program is a smart investment for Louisiana homeowners who want to protect their homes from the devastating effects of severe weather. By enhancing your roof’s durability, you’re not only safeguarding your property but also potentially saving money on insurance and increasing your home’s value.


If you live in Louisiana, now is the time to consider upgrading to a Fortified roof, giving yourself the peace of mind and protection that comes with a more resilient home.

This blog covers the importance and steps of the Fortified Roof Program in Louisiana, helping homeowners understand the benefits of storm protection and how to get involved.


For more information about the  Fortified Roof Program in Louisiana please visit: https://nola.gov/next/community-development/programs/fortified-roof-program/


Disclaimer:

The information provided in this blog is for general informational purposes only. While we strive to ensure the accuracy and relevance of the content, the details regarding the Fortified Roof Program, including specific requirements, costs, and available financial assistance, may vary based on location, individual circumstances, and changes to local or state regulations. Always consult with a certified contractor and your insurance provider for personalized advice and up-to-date information. We are not liable for any decisions or actions taken based on the content of this blog.

Copyright 2020 Contempo Realty LLC. All rights reserved. 

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